Portfolio Management
- Establishment of clear objectives and a plan of action
- Professional management at reasonable rates
- Ongoing surveillance of portfolio and plan results to achieve long term goals
- Continual search for new superior mutual funds and investment vehicles
- Detailed portfolio reporting
- Personal and responsive service
Retirement Planning
- Establishment of clear objectives for retirement age/date and plans throughout
- Detailed analysis of current and expected incomes, including pensions, retirement plans, social security and other sources
- Discussion about current and long range expenses, health care needs, structuring and titling of assets and strategies to efficiently use and protect them.
- Discussion of Social Security income and strategies to maximize benefits
- Creation of retirement cash flow and asset utilization scenarios based on various retirement dates, social security beginning ages and other factors.
- Recommendations for adjusting current saving and spending habits to meet retirement goals.
- Periodic monitoring of progress and recalculating of retirement projections as necessary
Life Transitions
At Coombe, Bender, & Company, we are here to help you through all of life's transitions. This includes but is not limited to:
- Transitioning from work to retirement, including assistance with pension distribution forms and retirement plan rollovers to IRA if appropriate.
- Coordination with other members of the client's team, such as attorneys, CPAs and family members
- Assistance and guidance with transferring assets upon the death of a spouse, parent or other family member
- Discussions about beneficiaries