The financial planning experience of our firm provides individuals, business owners, trustees, executors and others, with a number of important advantages:

Portfolio Management:

• Establishment of clear objectives and a plan of action
• Professional management at reasonable rates
• Ongoing surveillance of portfolio and plan results to achieve long term goals
• Continual search for new superior mutual funds and investment vehicles
• Detailed portfolio reporting
• Personal and responsive service

Planning for Retirement and other Goals:

• Establishment of clear objectives for retirement age/date and plans throughout
• Detailed analysis of current and expected incomes, including pensions, retirement plans, social security and other sources
• Discussion about current and long range expenses, health care needs, structuring and titling of assets and strategies to efficiently use and protect them.
• Discussion of Social Security income and strategies to maximize benefits
• Creation of retirement cash flow and asset utilization scenarios based on various retirement dates, social security beginning ages and other factors.  
• Recommendations for adjusting current saving and spending habits to meet retirement goals.
• Periodic monitoring of progress and recalculating of retirement projections as necessary

Guidance and Assistance with Life Transitions:

• Transitioning from work to retirement, including assistance with pension distribution forms and retirement plan rollovers to IRA if appropriate.
• Coordination with other members of the client's team, such as attorneys, CPAs and family members
• Assistance and guidance with transferring assets upon the death of a spouse, parent or other family member
• Discussions about beneficiaries